May 18, 2025

Weddings are happy celebrations. But if you have ever looked at a registry or gift envelope and wondered how much is "enough," you are not alone.

 

Figuring out how much to spend on a wedding gift can create surprising anxiety. That’s because, unlike other gifting occasions, there’s no universal standard. Instead, you have to think about tradition, location, your relationship with the couple, and your budget. You also want to avoid feeling like a cheapskate.

 

If you’ve ever wished for a clear rulebook, here’s a down-to-earth guide to help you determine how much to give without stress.

Start with a Baseline

A good starting point is around $100 to $150 per guest, according to data from wedding industry sources. Think of this as a ballpark—not a rule. From there, you can adjust based on a few key factors.

 

Some still reference the old “cover-your-plate” idea, where the value of your gift should reflect the cost of your meal. But that’s a murky metric. Most couples don’t give itemized bills. Whether they host at a fancy venue or in a backyard, the gesture matters more than the cost.

Factor #1: Consider the time and place of the Wedding

Where and when the wedding takes place can set the tone. A fancy Saturday night wedding at a nice hotel may need a bigger gift than a simple brunch in a backyard. Regional customs also play a role—what’s expected in one part of the country might be over-the-top in another.

 

If you’re unsure what’s typical in the area, ask someone local or do a little online digging. The goal isn’t to match others dollar-for-dollar, but to be in the general ballpark of what’s considered thoughtful and appropriate.

Factor #2: How close are you with the couple?

Your connection to the couple may influence how much you want to give. For a close friend, sibling, or longtime colleague, you may feel inclined to go above the average. For a distant relative, a friend of a friend, or a coworker you hardly know, a small gift is fine. A heartfelt card is also acceptable.

Factor #3: Your Total Wedding Costs

Attending a wedding can be expensive—flights, hotels, outfits, pre-wedding events. If you’re already spending significantly to be there, it’s reasonable to scale back on the gift itself. The couple invited you because they value your presence, not your present.

Factor #4: Cash vs. Physical Gifts

There’s a perception (often true) that guests give more when gifting cash, simply because the amount is visible. Physical gifts can give you more options.

 

Using coupons or finding sales can help you save money. This way, you can stick to your budget without looking like you are spending less. Either option is appreciated, as long as it comes from a place of sincerity.

Factor #5: How much they gave you for your wedding

If the couple attended your wedding and gave a gift, consider what they spent—especially if it was recent. Use that as a benchmark, adjusting for inflation or your current financial situation. Reciprocity isn’t required, but it can be a helpful reference point.

Factor #6: Whether You’re Attending

If you’re skipping the wedding, your gift (if you choose to give one) can be more modest. A heartfelt note, a small item from their registry, or a donation toward their honeymoon or home fund are all thoughtful ways to celebrate from afar. Just be sure to RSVP on time—so they’re not covering a plate for a no-show.

Factor #7: What You Can Afford

The most important factor? Your own budget. If money’s tight, don’t feel pressure to overspend.

Time, creativity, and thoughtfulness can go a long way. Offer to help with planning, contribute your talents, or simply write a heartfelt message. If the couple values you, they’ll appreciate your presence more than your present.

Bottom Line

There’s no magic number when it comes to wedding gifts. Start with the average, then adjust based on what’s realistic and meaningful for you. Weddings are about love and celebration—not financial stress. Give what feels right, and rest easy knowing that thoughtfulness is always the best gift of all.

 

Sources:

 

https://www.fidelity.com/learning-center/smart-money/how-much-to-give-at-a-wedding

 

Disclosures:

 

 

This information is an overview and should not be considered as specific guidance or recommendations for any individual or business.

 

This material is provided as a courtesy and for educational purposes only.

 

These are the views of the author, not the named Representative or Advisory Services Network, LLC, and should not be construed as investment advice. Neither the named Representative nor Advisory Services Network, LLC gives tax or legal advice. All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. Please consult your Financial Advisor for further information

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